An excellent credit score can give you access to great financial freedom. A credit score above 800 is the goal many people have, but a 700 score is also considered good. Whether, you want to buy a home, car, or need to fix your score after bankruptcy this is an excellent way to start. Free apps like Credit Karma, Experian, and TransUnion are the best credit monitoring apps that report to all three credit bureaus every month.
Applying for a secure card will boost your credit score drastically even with a low fico score under 600. The Discover card shows different credit ranges and a simulator to give you an idea of how your score is broken down. Here are five different ways to raise your credit score easily and fast.